Part E: Duties After an Accident or Loss

With Part E, the insuring agreement spells out duties that you have after you have an accident or loss. These duties include:

  • Notifying the insurance company of the accident or loss,
  • Cooperating with the insurer in the investigation and settlement of the claim, and,
  • In some cases, taking physical examinations (at the insurer’s expense).

Failing to fulfill these duties can eliminate the insurance company’s duty to provide coverage.