By now most people are familiar with and indeed have used a car insurance comparison website on the Internet at some point in time. Depending upon how advanced the software at the price comparison website, most users would have had a different experience of and consequently opinion of how useful the site was in obtaining them the ultimate goal, that is cheap quotes and cover.
Some will have had good experiences, most likely those that did some research before probably just searching for a term such as car insurance on the first device in front of them. It is highly likely that satisfied customers of a quote comparison website narrowed down the plethora of choices available before comparing, to those websites that specialise in comparing policies for particular types of cars or young driver cover. This is particularly true for those seeking to find competitive classic motor insurance to cover their pride and joy.
If you own a classic car it is essential that you have specialist classic cover in place, if you want to benefit from the classic policy key features. These are essentially those elements of cover that you will not find on a standard policy and this is the main reason why you don’t find many specialist schemes for classic car insurance on the mainstream price comparison websites.
Therefore it is what differentiates a classic insurance policy from standard cover that you need to look at carefully when comparing quotes for classics on comparison sites.
When comparing classic car insurance policies or quotes make sure that you compare the following items which are standard risks for most classic policies.
1) The difference in benefits for limiting your mileage.
2) The rates charged for agreed valuations.
3) Whether Classic policy benefits such as Rally Cover are included as standard or charged extra.
4) The amount of premium discounts for being a member of a classic motor club.
5) The amount of premium discounts for limited time cover.
6) The amount of premium discounts for garaged classics.
Specialist classic vehicle comparison will still need to collect most of the information that is required by a standard price comparison site, and this will of course determine the levels that you are quoted. You must therefore still make the same comparisons as you would on a mainstream site, such as varying premium quoted by adjusting the excesses or deductible, in addition to the classic risks mentioned here.