There are a number of factors that make Delaware's auto and homeowner's insurance unique to Delaware.

Delaware Auto Insurance

Delaware's financial responsiblity law requires drivers to maintain 15/30/10 liability coverage. This means that the driver must carry $15,000 worth of per person bodily injury coverage, $30,000 worth of per accident bodily injury coverage, and $10,000 worth of property damage coverage.

Moreover, Delaware is a "fault" state. Thus, you must be at fault in order for your insurance to pay for an accident. "No-fault" states are just the opposite; your insurance company is obligated to pay even if you were not at fault.

Delaware Homeowner's Insurance

Homeowner's insurance can be expensive in Delaware. Government statistics show that Delaware ranks number 46 out of all states for the cost of homeowner's insurance. This makes is particularly important that homeowners in Delaware receive the best price possible on homeowner's insurance.