There are a number of factors that make District of Columbia's auto and homeowner's insurance unique to District of Columbia.

District of Columbia Auto Insurance

District of Columbia's financial responsiblity law requires drivers to maintain 25/50/10 liability coverage. This means that the driver must carry $25,000 worth of per person bodily injury coverage, $50,000 worth of per accident bodily injury coverage, and $10,000 worth of property damage coverage.

Moreover, District of Columbia is a "fault" state. Thus, you must be at fault in order for your insurance to pay for an accident. "No-fault" states are just the opposite; your insurance company is obligated to pay even if you were not at fault.

District of Columbia Homeowner's Insurance

Homeowner's insurance can be expensive in District of Columbia. Government statistics show that District of Columbia ranks number 5 out of all states for the cost of homeowner's insurance. This makes is particularly important that homeowners in District of Columbia receive the best price possible on homeowner's insurance.