There are a number of factors that make Kansas's auto and homeowner's insurance unique to Kansas.

Kansas Auto Insurance

Kansas's financial responsiblity law requires drivers to maintain 25/50/10 liability coverage. This means that the driver must carry $25,000 worth of per person bodily injury coverage, $50,000 worth of per accident bodily injury coverage, and $10,000 worth of property damage coverage.

Moreover, Kansas is a "no-fault" state. Thus, if you have an accident for which you aren't at-fault, your own insurance must pay for your medical bills. The "no-fault" part comes from the fact that even though someone caused the accident, your own carrier must pick up the ambulance, hospital, rehabilitation, etc. costs.

Kansas Homeowner's Insurance

Homeowner's insurance can be expensive in Kansas. Government statistics show that Kansas ranks number 13 out of all states for the cost of homeowner's insurance. This makes is particularly important that homeowners in Kansas receive the best price possible on homeowner's insurance.