The Cheapest Cars to Insure for Young Drivers


If you’re young and own a car, getting it insured can be a nightmare. Young drivers are seen as high risk drivers due to their lack of experience behind the wheel and as a result their premiums are sky high. Some young people are lucky enough to have parents who are willing to insure their car for them possibly saving them thousands of pounds in insurance every year. Others on the hand have to swallow the bitter pill and pay for their own insurance. Or even worse, decide to drive without insurance at all.

The average cost of insurance for a young male driver is a £4,000 per year and for a young female driver about £2,000 so if you have to insure your own vehicle it’s important to find the cheapest deal out there. What deals you get offered are dependent on how young you are and the cost of the car but also what type of vehicle you own. So it’s important to make sure you own the right car in order to get the best deals. If you’re between 17-18 year old and the car cost between £600 and £10,000, these are the top five cars you should choose to get the best possible insurance deals:

1. The new Ford Ka is the cheapest car to insure for young drivers. Average premium is around £1,650 a year. The older model Ford Ka is the second cheapest car for young people to insurance with an average cost of £1,780. You can get an older model for as little as £300 but the 2011 model will cost you from £7,400.

2. Peugeot 107 is the third cheapest car to insure for 17-18 year olds at the cost of £1,994 per year. And buying one used through a dealership you should expect to pay around £2,600 for a 2006 model. Interestingly enough it’s the same car as the Citroen C1 but £300 cheaper than the Citroen to insure.

3. The fourth cheapest car to insure is the very small Daewoo Matiz which is mainly a city car. Average cost of insurance was quoted at £2,258.

4. But if you want something cooler than what has been listed above, the new Mini One might be just the thing. Average insurance cost is £2,269 and a 2003 model will cost you around £2,500 though a dealer.

So if you have to pay for your car insurance yourself, make sure you choose a car you can afford to insure and perhaps try out one of the above. To check out both the new and the old model Ford Ka, Kent is one region where you’ll find several dealerships.

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